Welcome to hotbet.page – the official platform of Hot Bet Betting Site.
Integrity, transparency, and compliance are at the core of our operations.
To protect our community and maintain trust, we apply a robust Anti-Money Laundering (AML) and Know Your Customer (KYC) program that detects, prevents, and reports suspicious financial activity.

🎯 Purpose & Scope

This policy aims to prevent the use of hotbet.page for money-laundering, terrorist-financing, fraud, or any financial crime.
It covers every user and transaction type, including deposits, withdrawals, and transfers.
Through risk-based verification, continuous monitoring, and data security, we ensure lawful, transparent, and ethical service for all participants.

📜 Legal & Regulatory Framework

• EU Directive 2015/849 – Prevention of money-laundering and terrorist-financing.
• EU Regulation 2015/847 – Information requirements for fund transfers.
• Belgian AML Law (18 September 2017) – Cash-use restrictions and AML obligations.
• Directive 95/46/EC (Data Protection) – Safeguarding personal data and user privacy.

💡 Definition – Money Laundering

Money laundering is the process of disguising proceeds of crime to appear legitimate.
Typical actions include:

• Converting or transferring funds derived from criminal activity.
• Concealing the ownership, source, or control of assets.
• Acquiring or using assets known to originate from crime.
• Assisting, facilitating, or attempting any of the above acts.

🏛️ Organizational Oversight

Ultimate Gaming NV (the operational entity of Hot Bet) assigns responsibility for compliance to senior management.
An independent AML Compliance Officer (AMLCO) supervises enforcement, auditing, and training.
Any amendment to this policy requires executive approval and periodic regulatory review.

✅ Three-Step Verification (KYC) Process

Step 1 – Basic Identity Verification

Mandatory before any withdrawal. Users must provide:

• Full Name (First & Last)
• Date of Birth and Gender
• Country of Residence
• Full Residential Address

Step 2 – Document Verification

Triggered when cumulative deposits or withdrawals exceed USD 2 000.
Required items:

• Government-issued photo ID (passport, national ID or driver’s license)
• Selfie holding ID and six-digit verification code
• Automated database check; if unsuccessful, proof of address (utility bill ≤ 90 days old)

Step 3 – Source of Wealth / Funds (SOW)

Applies when deposits or withdrawals > USD 5 000 or peer-to-peer transfers > USD 3 000.
Users must show the lawful origin of funds – income statements, tax records, business documents, inheritance papers, or investment proofs.
Until verified, high-value transactions may be restricted.

📌 KYC Documentation Guidelines

🪪 Identity Documents

• Passport, National ID, or Driver’s License (show all four corners clearly)
• Photo must match the person submitting the document

📍 Proof of Address

• Utility bill, bank statement, or official letter issued within 90 days
• Document text and edges must be clearly visible

💳 Source of Wealth / Funds Documents

• Pay slips or employment contracts
• Business financial statements or tax returns
• Inheritance or investment records
• Bank statements showing fund flows

🌍 Risk Classification & Jurisdictional Assessment

📊 Ongoing Monitoring & Surveillance

🧠 Automated Monitoring

• Real-time pattern analysis for unusual deposits or withdrawals
• Alerts for suspicious IP changes and device swaps

👁 Manual Compliance Review

• Flagged accounts reviewed by trained compliance officers
• Manual verification of documents and transaction history

🚨 Escalation & Regulatory Reporting

Confirmed suspicious behavior is reported to Financial Intelligence Units (FIUs).
Persistent non-compliance may result in account suspension or termination.

📂 Enterprise-Wide Risk Assessment (EWRA)

Annually, hotbet.page conducts a comprehensive risk review covering:

• Transaction types, volumes and trends
• User demographics and geographic exposure
• Payment and withdrawal channels
• Emerging financial crime threats and regulatory changes

🗂 Data Retention & Security Practices

• KYC records stored securely for 10 years after account closure
• Transaction logs encrypted and retained for 10 years
• Strict role-based access and continuous audit trails

📚 AML Training & Internal Compliance

• Mandatory training for staff in finance, support and compliance
• Annual refresh sessions and policy updates
• Workshops led by certified AML professionals

📣 Reporting Suspicious Activity

All employees must report any of the following to the AMLCO:

• Inconsistent or invalid documents
• Unexplained sources of funds
• Sudden changes in user behavior or transactions

🔐 Privacy & Data Protection

User privacy is paramount. Personal data is never sold and is shared only when legally required.
We comply with GDPR and relevant data-protection laws to guarantee confidentiality, transparency, and user control.

📞 Contact & Support

For questions about this AML & KYC Policy or verification procedures, contact our Compliance Team at [email protected].

📆 Policy Review & Updates

This policy is reviewed annually and whenever legal or operational requirements change.
Updates are approved by the AMLCO and senior management to maintain accuracy and compliance.

Thank you for choosing hotbet.page – where trust, security and fairness come first.